Confidently automate underwriting decisions—faster.

Coviance’s proprietary Collateral Decision Engine™ instantly automates and validates loan data so you can accelerate lending decisions. Unlock intelligent, adaptive workflows to cut closing time by a week*.

Lender Experience


Adaptive automation uses
real-time data to replace manual tasks with intelligent workflow automation.


Instantly verify applicant data and property details to confidently make collateral decisions before approval.


Cut closing time to lower costs of origination. A winning experience for borrowers and lenders.


Intelligently automate settlement services

Credit unions and community banks balance efficiency and risk management. Manual processes and diverse providers slow down the process, making it hard to give borrowers the fast and easy experience they expect. Coviance replaces disjointed, manual workflows with adaptive, aligned experience. No dedicated technology resources required.
Computer screen showing charts and processing and automation


Validate loan data & collateral

Collecting, analyzing, and validating property and borrower
information lengthens the loan cycle and negates your promise
of an exceptional experience. Coviance's Collateral Decision
EngineTM verifies data and property details, enabling you to go
beyond paper reports and automate real-time decisions.
Hand writing and checking off a list to validate


Instantly deliver the speed your borrowers expect

Coviance provides pre-built and integrated experiences, empowering
you to deliver an outcome that both your lending team and your
borrowers will rave about.
Hand holding a stopwatch

Unified workflow automation across the lending experience

Intelligently Automate 
Settlement Services

Leverage adaptive pre-built workflows with
best-of-class providers to automatically order the right products at the right time, including title, appraisals, flood certificates, property condition reports, and warranty.

Instant Property Condition

Empower borrowers to submit photos of their home to quickly validate the condition of the property before approval. Eliminate Property Condition Report (PCR) costs and streamline the lending cycle.

Collateral Validation &
Real-Time Decisioning

Use real-time data to automatically adjust workflows that adhere to your policies—without exception. Coviance Connectors flow data and documents back to your LOS, saving time and creating efficiency.

Profile picture of Todd Peeples
We’ve seen a night and day difference since
implementing workflow automation and now our staff can quickly navigate through all the steps with more ease.
-Todd Peeples, SVP of Sales and Lending,

All In Credit Union
View Case Study

Return on Investment

5-10 day

loan process instead
of 60-90

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loan growth

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increase in closing percentage

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Experience underwriting at its best— automated, adaptive, and fast.

Get in touch with us to see a tailored demo, personalized to your institution and your needs.

Frequently Asked Questions

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What features does Coviance's platform offer to lenders?

Coviance's platform offers a number of features to lenders that can help improve the loan process:

  • Automated workflows: Automated document collection and verification, freeing up lenders' time to focus on other tasks.
  • Data validation: Ensure that all of the information submitted by borrowers is accurate and complete, reducing the risk of errors and delays in the loan process.
  • Instant property condition reports: Borrowers submit photos of their home, helping lenders  make more informed decisions about loans.
How can Coviance's platform benefit both lenders and borrowers?

Coviance's platform is designed to make the loan process faster, easier, and more efficient for both lenders and borrowers. By automating tasks and improving data validation, Coviance reduces the time it takes to close loans. These efficiencies empower lenders to originate more loans and get money to borrowers faster.

How can Coviance's platform improve loan processing times for lenders?

Coviance's platform uses data-driven communications and decision-making to streamline the loan process. Lenders close loans faster by automating workflows, data validation, and property condition reports.